Welcome to the NO.1 digital banking savings bank! We are proud to lead the industry with the highest cumulative app downloads and users in the savings bank sector, as reported by App Annie as of December 31, 2023.
Innovative Savings with 'Well Bang Walking Savings'
Experience a unique savings opportunity where your daily steps can boost your interest rates up to 10% per annum. The more you walk, the higher your interest rate can go, rewarding you for an active lifestyle.
- Preferential Interest Rates: Earn higher rates based on achieving step goals within the subscription period.
WELCOME! Exclusive First Transaction Benefits
New customers, enjoy a special interest rate of up to 7% per year on your first transaction. This offer is valid for 30 days after opening your account.
Comprehensive Credit and Asset Management
With 'Welcome My Data', manage your assets and liabilities effortlessly. We've helped customers save a total of KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024.
- Credit Management: Use our 'credit weather' tool to keep track of your credit status and ensure you're on the right path.
Seamless Account Opening
Open your account anytime, anywhere, 24/7, without the need for a public certificate. Just use pattern or fingerprint authentication along with a 6-digit authentication number.
- Tailored Accounts: Choose from accounts designed for Payers, office workers, and bosses, and enjoy special benefits tailored to your needs.
Exclusive 'Wellbang Lounge' Benefits
Don't miss out on the exclusive rewards available only at Wellbang.
- Well Bank Walking: Loan customers can earn up to 100 won per day and 3,000 won per month, while receiving customers can earn up to 40 won per day and 1,240 won per month, just by walking.
- Well Bang Lotto: Guess 6 numbers from 0 to 9 and win prizes.
- Well Bang Odd or Even: Predict whether the week will be odd or even and win weekly prizes.
Convenient Financial Services for Your Life
Simplify your financial transactions with our user-friendly services.
- Easy Transfers: Simply drag and drop between account cards to transfer funds.
- Asset Overview: Monitor your total assets, detailed status, and savings goals on one page.
- Car Price Check: Know the value of your car by just entering the license plate number.
- Automatic Payments: Set up automatic payments for utility bills and other fees.
- Credit Score Monitoring: Access 'free credit management' to check your credit score without affecting it.
Electronic Financial Fraud Prevention
We prioritize your security with services like "PC designation," "2-channel authentication," and "one-time authentication number," in compliance with the Financial Supervisory Service’s guidelines.
Product Information
Well-Bang Working Savings
- Target: Individual customers
- Contract Period: 12 months
- Payment Amount: 10,000 to 200,000 won per month
- Interest Payment: Lump sum at maturity
- Basic Interest Rate: 1.0% per year
- Preferential Interest Rate: Up to 9.0% per year
- Conditions:
- Step Goals: Earn up to 8.0% based on annual steps (1 million: 1.0%p, 2 million: 2.0%p, 3 million: 3.0%p, 4 million: 8.0%p)
- Automatic Transfers: 1.0%p for at least 6 transfers through our bank account
- Conditions:
WELCOME First Transaction Preferential M Term Savings
- Target: Individual customers
- Contract Period: 12 months
- Payment Amount: 10,000 to 200,000 won per month
- Subscription Conditions: Within 30 days of first opening deposit
- Interest Payment: Lump sum at maturity
- Basic Interest Rate: 3.7% per year
- Preferential Interest Rate: Up to 3.3% per year
- Conditions:
- Automatic Transfers: 1.8%p for at least 8 transfers through our bank account
- Average Balance: 1.5%p if the average account balance from the new date to the day before maturity is 500,000 won or more
- Conditions:
Common Precautions: In accordance with the Depositor Protection Act, your deposit is protected up to 50 million won per person, including principal and interest. Always review the product description and terms before signing up. You have the right to a thorough explanation of the product before transacting.
Interest Rates: Rates are subject to change; please check our website or app for the latest information.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 - 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 - 18:00)
- Business Operator: 1661-9300 (Weekdays 09:00 - 18:00)
- Financial Fraud Reporting Night Call Center: 02-397-8600/8800
Wellbang App Permissions and Purposes
Required Access Rights
- Storage Space: For storing joint certificates, checking OS tampering, submitting documents, storing photos, and submitting supporting documents.
- Phone: For identity verification, device verification, and consultation calls.
- App Activity: To collect app information and detect malicious apps, preventing electronic financial transaction incidents.
Optional Access Rights
- Contacts/Address Book: For functions like contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if not granted.
- Camera: For photo identification, face authentication, and document submission. Functionality may be limited if not granted.
- Photos and Videos: For saving and collecting photos submitted as supporting documents. Functionality may be limited if not granted.
- Notification: To receive important notices, events, and promotions. Functionality may be limited if not granted.
Credit Disorderly Conduct Investigation Items
- Malicious app detection information and diagnostic information on detected malicious apps.
Company Information
Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business Registration Number: 120-87-93876
Compliance Officer Deliberation No. 3765 (2024.08.08 - 2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22 - 2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- Improved app usability and stability.
Tags : Finance
